Delivery of affordable homes to potential homeowners remains a key theme of housing policies in Trinidad and Tobago, where affordability is the extent to which households can cover housing costs without imposing significant constraints on their living costs. In Trinidad and Tobago, house prices increased by as much as 108%, but salaries have not kept pace, thus having a negative impact on affordability. This study utilized the expenditure to income ratio approach to demonstrate the severity of the issue of the delivery of affordable homes to potential homeowners.